Investment Management
For our investment management services we integrate life-centered financial plan development with ongoing portfolio management. Once we understand your goals, we will develop a dynamic investment strategy that you can understand. We establish a written policy statement for each of our clients that clearly defines how your investments will be allocated. Our investment philosophy includes the following:
- Investment strategy will be based upon Nobel prize winners Eugene Fama and Kenneth French
- Markets are efficient
- Stock generate a premium versus bonds
- Value stocks generate a premium versus growth stocks
- Small capital stocks generate a premium versus large company stocks
- Companies with larger profit percentages provide premium versus other companies
- Don’t try to time the market
- Diversification is your friend
- Purchase low-cost investments
- Purchase tax-efficient investments
Investment Management Services consist of:
- Select the appropriate asset allocation strategy based on your life stage and risk tolerance.
- Choose high quality mutual funds, exchange-traded funds and/or individual stocks and bonds.
- Monitor the performance of the investments and their management teams, and making alterations to the portfolio as trends and events dictate.
- Make selective trades at year end in an effort to optimize your tax situation.
- Meet with you to review performance, the markets, and the state of economy.
- Rebalance the accounts at least once per year.
The Cycle of Investing
Understanding the cycle of investing may help you avoid easy pitfalls.
Learn More
Jane Bond: Decoding Diversification
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
Learn More
From Boats to Brokers
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.
Learn More