Investment Management

For our investment management services we integrate life-centered financial plan development with ongoing portfolio management. Once we understand your goals, we will develop a dynamic investment strategy that you can understand. We establish a written policy statement for each of our clients that clearly defines how your investments will be allocated. Our investment philosophy includes the following:

Investment strategy will be based upon Nobel prize winners Eugene Fama and Kenneth French
Markets are efficient
Stock generate a premium versus bonds
Value stocks generate a premium versus growth stocks
Small capital stocks generate a premium versus large company stocks
Companies with larger profit percentages provide premium versus other companies
Don’t try to time the market
Diversification is your friend
Purchase low-cost investments
Purchase tax-efficient investments

Investment Management Services consist of:

Select the appropriate asset allocation strategy based on your life stage and risk tolerance.
Choose high quality mutual funds, exchange-traded funds and/or individual stocks and bonds.
Monitor the performance of the investments and their management teams, and making alterations to the portfolio as trends and events dictate.
Make selective trades at year end in an effort to optimize your tax situation.
Meet with you to review performance, the markets, and the state of economy.
Rebalance the accounts at least once per year.